Stranded Travelers in Venezuela: Can Travel Insurance Provide Assistance?

Following U.S. interventions in Venezuela, many travelers found themselves unexpectedly stuck when flights were canceled due to closed airspace. Some have been rescheduled to flights days later, while others are incurring significant additional expenses like accommodation costs. Experts suggest requesting refunds from airlines and, if holding travel insurance, submitting claims.

Limitations of Travel Insurance

It's crucial to remember that buying travel insurance isn't an option once travel has commenced, similar to not being able to purchase auto insurance after an accident, explains Suzanne Morrow, head of InsureMyTrip.

Policies typically contain exclusions, and disruptions caused by conflicts or civil unrest, like the situation in Venezuela, often fall outside coverage. According to Morrow, travelers should meticulously preserve all expense receipts.

Most insurance plans exclude incidents resulting from war-like actions. These exclusions make it challenging for policyholders to determine coverage applicability when faced with airline cancellations due to such circumstances.

Coverage Offered by Travel Insurance

Travel insurance generally covers situations like carrier-caused cancellations due to mechanical failures. Chrissy Valdez from Square Mouth highlights that policies are designed to handle lost luggage or transport delays attributable to the airline.

They also cover trip cancellations for personal emergencies, including maladies or injuries. Some providers offer comprehensive plans that cover cancellations for any reason, which must be procured in advance.

Even in these chaotic times, compensation may be possible for flight cancellations due to operational issues, offering some relief to inconvenienced travelers.

The Importance of Filing Claims

Travelers should not only save receipts but also file claims with airlines for any additional expenses incurred due to cancellations.

Regardless of whether costs are reimbursed, attempting to claim compensation is advised, notably for those without insurance. Travel insurance often provides additional support, such as help with rebooking and finding alternative lodgings.